Features and Technology behind our Payment Gateways

Internet Payment Processing refers to the process of obtaining the payment details on the Internet from the customer in a secured environment, processing the data and authenticating the transaction through the acquiring bank.

Our Payment Solution is fully equipped to handle the volume of transactions in a secured environment, processing and transmitting data quickly over the Internet. The solution provides merchants with a host of distinctive advantages.
Real time processing of Internet transactions.

Highest level of Security for processing transactions, using 128 Bit SSL technologies.

Simple & User friendly operation and management.

Compatibility with almost all popular shopping carts.

Multiple currency handler.

Scalable to any platform.

Wide coverage: Visa and Master Card.

Transaction Management: Extensive, Internet enabled reporting features.

Fraud Detection: In-built and powerful fraud detection features supplemented by fraud monitoring facilities.
Factors to be considered while choosing a payment gateway

The following are the factors that should be considered while choosing a payment gateway.

1. Reliability
2. Setup Cost
3. Per transaction rate
4. Annual Recurring Fee
5. Ease of integration
6. Ease of use

Reliability: This is about the reliability of the payment gateway provider. This includes business reliability, infrastructure, technology.
Setup Cost: Initial cost that is levied while signing up for a merchant account or payment gateway.
Per Transaction Rate: The most crucial factor as the cost per transaction depends on this.
Annual Recurring Fee: Any recurring fee charged on an annual basis towards maintenance etc.
Ease of integration: The ease with which the payment gateway can be integrated with your shopping cart or e-commerce application. API usability etc.
Ease of use: Ease with which day to day operations such as order capturing, accept or decline a transaction etc can be done.

The Silicon House Advantage

1. Lowest transaction rate in the country: Silicon House is one of the largest hosting company in Asia. Silicon House has exclusive tie-up with leading financial institutions which allows lesser transaction rate [ charged for every transaction made ] in the country. Most importantly, unlike others, we do not keep chain of commissions paid to others from your transactions. This allows us to provide payment gateways at unbelievably lower transaction rates.

2. Quickest Processing Time: We have been helping thousands of customers around the world to enable ecom. This gives us enormous advantage over others. We know the exact requirements and pre-requisites for enabling payment gateways. You can go live within minutes from your approval. Our processes take 75% lesser time when compared to others. You can track each and every stage of your Payment Gateway processing in our Automated Service Engine.

3. Secured: All our payment processing engines are 128 bit SSL secured. All the hardware and software meet the security requirements of VISA / MASTER standards. ControlScan Vulnerability Scans for more than 14000 vulnerabilities regularly.

4. Fully Integrated Development and R&D Team: All our development and r&d activities are done in-house. Unlike others we do not outsource our critical development or r&d requirements. This allows us full control over the entire system.

5. Complete Ebiz Suite: Silicon House is the only company in India to provide End to End ebusiness solution. We are an accredited .in domain registrar and host more than 80,000 for customers in over 36 countries. Right from domain registration, hosting, shopping cart, payment gateway integration and search engine marketing, Silicon House can be your one stop shop for your online strategy.

6. Multiple Options: Due to our huge market presence, we have tied up with multiple back end payment processing streams. This allows you to choose the best choice among various options. Unlike others you will not be stuck with one option thus jeopardizing your entire online business.

7. Silicon House - Rapid Action Force ™, Industry's most acclaimed support system: Silicon House offers world class support for its customers worldwide through;

24 hrs support with our Automated Service Engine
Exhaustive, informative Help Desk
In house call center
Rapid Action - Trouble Ticketing System

Quick Payment Gateway Implementation

Silicon House gives more emphasize on implementing Payment Gateways at the shortest possible time. We have been helping thousands of customers around the world to enable ecom. This gives us enormous advantage over others. We know the exact requirements and pre-requisites for enabling payment gateways.

Pre-Application Stage: During this stage we collect meticulous information as much as possible. This allows our risk and legal team to analyze and flag under different segments. You will be allotted with a unique case number and have a dedicated Account Manager interacting with you.

Processing Stage: Once our risk and legal team accepts for further review of your application, the processing stage starts. You will be required to submit various documents varying from 20 - 60 in numbers for review. On satisfactory submission of all documents based on our requirements, you will be required to send the payment. Each and every communication is documented and can be tracked by you in our pre-sales portal. You will be verified by a third party on various grounds. On satisfactory verification, you will be allotted with a merchant id.

Implementation Stage: With our in house experts having more than a decade of experience in implementing payment gateways, you can go live within minutes from your approval. If the payment gateway is hosted with us, you will have your environment preset with full integration samples for testing in Sandbox environment. Once you have successfully tested, you can go live within minutes. Our processes take 75% lesser time when compared to others [ provided you fulfill all our technical and commercial requirements ]. You can track each and every stage of your Payment Gateway processing in our Automated Service Engine.

Silicon House offers the following payment gateway solutions;

Shared Payment Gateways: This type of payment gateways are issued as a third party payment processing to the vendor. The per transaction fee is very high when compared to Dedicated Payment Gateways. Billing is not done in the vendor name. Hosting environment does not require any special environment setting to be done. This consists of Economy and Premium Packages.

Dedicated Payment Gateways: This type of payment gateways are directly issued to the vendor. Usually the per transaction fee will be lowest for this payment gateways. Billing is done in the Vendor Name Itself. Hosting environment needs to be setup specially for running sites with Dedicated Payment Gateways. This consists of Economy and Premium Packages.

Shared Payment Gateways

Dedicated Payment Gateways

Dedicated Payment Gateways provided by ICICI, HDFC, UTI require special environment to be set up in order to integrate with their services. Silicon House has worked with these providers to set up these environments so that you can start running these payment gateways instantly.

Silicon House can set up payment gateways in our custom built servers within few minutes. We can also provide samples that can be used by your developers to integrate with your payment gateway.

What do we provide?

Once you are approved with a merchant account with payment gateway enabled, please fill the enquiry here for  integration services.

Silicon House will set up your payment gateway account and provide with samples to integrate with your shopping cart or e-commerce application.

Please note that Silicon House provides only payment gateway integration services so that you can start using the payment gateway instantly.

Dedicated Payment Gateway Hosting is provided in Linux, Windows, Java environments. For more details, submit an enquiry here.